We are brokers: we sit between you and a panel of funding partners, match your invoice book with the right one, and get paid by the partner only if a facility completes. Here is the whole journey, day by day.
You tell us what kind of setup sounds right, rough numbers, and which company it is for. Soft checks only, so nothing touches your credit score. We pull the rest, registration, filing history, sector, straight from Companies House.
Two minutes, five questions, no documents.
Company verified and the product direction worked out: factoring, discounting or selective.
This is the broker part, and it is where facilities are won or lost. Every funder has an appetite: sectors they like, ledgers they will not touch, concentration they can live with. We put your book in front of the partner whose criteria genuinely fit it, not whoever pays the most.
Nothing. Your phone might ring once if something needs clarifying.
The match, the introduction, and the screening: no minimum-usage traps, no auto-renewals, no blanket security.
The partner looks at your invoice book and recent bank statements, then sets out terms in plain figures: advance rate, service fee, discount fee, and whether the facility is confidential. You decide. Nothing is signed with us, the agreement is between you and the funder.
Share statements with the partner, read the terms, ask anything.
On the sidelines and on your side: if a term looks off against the market, we say so.
Once live, you submit invoices as you raise them and typically draw 80 to 90% within 24 to 48 hours. The balance, minus the agreed fee, follows when your customer pays. As your invoicing grows, the facility grows with it, no reapplying.
Invoice as normal, draw as needed.
Still here. If the facility stops earning its place, we re-broker it.
Money moves between you and the funding partner. We are never in the middle of it.
Only soft searches at the matching stage. A full assessment happens later, with your permission.
The funding partner pays our commission if a facility completes. It never changes your terms.
The facility itself sits with the funding partner: they hold the agreement, run the day-to-day administration and are your contact for drawdowns. We brokered the match and stay available if you ever want the terms re-checked against the market.
The check takes about two minutes and covers your company, rough numbers and a contact. The funding partner will typically ask for recent bank statements and a sample of your sales ledger before confirming terms.
Most partners release funds within 24 to 48 hours of an invoice being submitted, once your reporting routine is established.
Nothing. The funding partner pays our commission if a facility completes, and it does not change your terms. If nothing completes, nobody pays anything.
Last reviewed: August 2026
Two minutes, soft checks only, no impact on your credit score.